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Digital Money World

July 8th, 2008

six simple rules of credit

1. Pay your bills on time, plus mortgage or rent payments.When applying for credit this will be checked and if good, will count in your favour
2. Get credit early. Having good accounts which have been running for years is good. If you avoid credit, and cards then set up automatic monthly payments […]

By moneypenny -- 0 comments

June 8th, 2008

Your credit rating and you

This week I wrote on the importance of knowing what your credit rating record says about you. Some interesting questions and tips were sent in about this. Thanks to those who contributed, it makes for good reading. http://www.digitalmoneyworld.com/the-credit-crunch-and-how-to-survive-it/
Some important things to remember about your credit rating are:
1.It’s not only the banks who are interested in this, […]

By moneypenny -- 1 comment

June 6th, 2008

The Credit Crunch and how to survive it.

locked in to a bank rate 
If you’ve been tuned in over the last few months, you could not have escaped the reports of doom and gloom that spill out daily about the credit crunch.
But what can you do about it?
Do you know how credit worthy you are?
Do you know your credit rating?
If you have a bad […]

By moneypenny -- 8 comments